Reference

Terms and Conditions That Actually Affect Your Account

These terms govern how your join99 account works — from opening it to withdrawing funds via bKash, Nagad, or Rocket. Access and eligibility depend on your local law and the regions we currently support, so read this before you start.

Applies to all account holdersCovers bKash, Nagad, Rocket paymentsEligibility depends on local lawUpdated when our policies changeContact support for any questions
join99 Terms and Conditions That Actually Affect Your Account
HOW WE UPHOLD THESE TERMS

Account Security, Data and Your Rights Under These Terms

These terms exist to protect both you and the integrity of the platform. We enforce them consistently — not selectively — so you can rely on the same rules applying to every account. If we ever apply a restriction or review your account, we follow the process described here and you have the right to ask us why. Our security practices, data handling and account-access rules all connect directly to these terms.

Account Security

Your account is protected by OTP verification on login. Any suspicious access attempt triggers a review, and our security team follows the process set out in these terms before taking action.

Data Handling

We hold only the data needed to run your account and process payments through bKash, Nagad, or Rocket. We do not sell your information, and retention periods follow the rules in our privacy policy.

Requesting Changes

If your registered mobile number or wallet details change, update them through account settings before your next transaction. Outdated details can delay withdrawals and may trigger an identity check.

Terms Disputes

If you believe a decision on your account contradicts these terms, raise it with our support team in writing. We will reference the specific clause and explain the decision within a reasonable timeframe.

TERMS CONTACT PATHS

How to Reach Us About These Terms

If any part of these terms is unclear, or if you believe an action on your account does not reflect what is written here, contact us directly. Our support team handles terms queries alongside general account help — you do not need a separate channel. When you write in, include your registered mobile number and the specific section you are asking about so we can respond with the right detail rather than a generic reply.

Live Chat Open the chat icon from any page on join99. Our team handles terms questions alongside account and wallet queries during available hours.
Email Support Send your terms question to our support address with your account mobile number in the subject line. We respond to policy queries as a priority.
Account Help Centre The help section inside your account lists common terms questions with direct answers. Check there first before raising a formal query to save time.

Common Questions About Our Terms and Conditions

These are the questions we get most often about how our terms work in practice — covering your account rights, wallet rules, eligibility and what happens when things go wrong.

Yes. Every deposit and withdrawal through bKash, Nagad, or Rocket is covered by these terms. The wallet used must be registered in your own name and match your account identity.

Depending on the breach, we may restrict, suspend, or close your account. We will notify you and reference the specific term involved. You can respond through our support team in writing.

Access depends on whether use is permitted under your local law and in the regions we currently support. It is your responsibility to check this before opening or continuing to use an account.

We send a notification to your registered contact details when we make material changes. The updated version takes effect from the date shown at the top of the terms page.

No. Your account is for your individual use only, and the wallet — whether bKash, Nagad, or Rocket — must belong to you. Third-party payments are a terms violation and may lead to account suspension.

Contact our support team via live chat or email with your account mobile number and a description of the decision. We will review the relevant clause and respond with a written explanation.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.